Ben Green, Co-Founder of Ready2Retire™, Interviewed on the Influential Entrepreneurs Podcast Discussing Annuity Strategies for a Financial & Wealth Preservation Plan

Published on August 21, 2023

Ben Green discusses why annuities can be a key consideration in retirement planning.

Listen to the interview on the Business Innovators Radio Network:

The episode delves into annuity strategies and aims to address common misconceptions surrounding them. Mike Saunders and Ben Green engage in a discussion about different types of annuities, such as fixed index annuities, multi-year guaranteed annuities, and variable annuities. They shed light on the negative associations often linked to variable annuities due to their ties to fluctuating investments that can result in significant losses. Additionally, Ben highlights the impact of higher fees on variable annuities, further affecting returns.

Ben Green emphasizes that annuities are not a one-size-fits-all solution and should be carefully considered as part of an individual’s retirement plan. Ben emphasizes that at Ready2Retire™ his team also takes long-term care planning, investments and IRA rollover planning, Medicare, Social Security, estate planning, liability protection, and tax planning all into consideration. He suggests that some clients who are 60 years or older and within a five-year period of retirement, and those that are currently retired, may find annuities to be an appropriate choice as part of an overall allocation strategy. Comparisons are made between annuities and other retirement savings vehicles, such as 401(k)s and Roth IRAs, to emphasize the potential benefits of incorporating annuities into a diversified retirement & wealth preservation strategy.

It also dispels the misconception that annuities are a new financial product. Ben Green clarifies that annuities have a long-standing history predating the invention of 401(k)s in 1974. This highlights the reliability and longevity of annuities as a retirement planning tool.

Ready2Retire™ is a firm that provides holistic and comprehensive retirement planning services. They cater to individuals in the pre-retirement phase or already in retirement, typically between the ages of 60 to 75. The firm recognizes that retirees often have misconceptions about their retirement accounts, mistakenly believing that products like 401(k)s or 457s constitute their entire financial plan. The firm’s goal is to ensure that all aspects of a client’s retirement plan are covered, rather than solely focusing on specific financial products like 401(k)s or IRAs. They have developed a 12-point checklist that they use with clients to ensure the creation of a comprehensive retirement plan so that clients can retire successfully.

Ben said: “Ready2Retire™ exists to make sure you enjoy your retirement, while also avoiding pitfalls like: Running out of money and having to “un-retire”, paying too much on taxes or financial fees, not factoring in the rising costs of health insurance and long-term care, failing to plan for inflation, and failing to plan for volatility in the markets.”

About Ben Green

A native of Columbia, SC, Ben is Co-Founder & President of Ready2Retire™, the leading retirement planning firm for people who want to retire with confidence. Ben greatly appreciates the importance of customer service and client satisfaction, honed from over 20 years of experience, and is recognized nationwide as a top retirement, insurance, Medicare, and Social Security planner.

He has over 2,000 clients and has educated over 10,000 people. Ben is also President and COO of Insurance Advantage, an employee benefits agency he co-founded 14 years ago. Ben has previously served as COO of a human resources staffing firm and as Vice President of Asia and Europe for an American software company.

Ben has extensive experience in economic development and consulting and worked as a Business Recruiter for South Carolina. Since Ben opened the Japan office in 2012, South Carolina has received over $2.2 billion in investment. In 2014, he was hired to write The Strategic Plan for the State of South Carolina.

Based on ten years working overseas in Japan, Brazil, & Spain, he wrote the Amazon Best Seller “The Global Superstar™: How Your Students Can Develop an Advantage over Global Competition” to help students prepare for careers in this changing economy. He holds a Bachelor’s degree in Finance from Morehouse College, an International MBA from The University of South Carolina, and certificates from UNC and Temple University.

He’s conversant in Japanese, Portuguese, and Spanish. He has served on numerous boards, including the South Carolina Independent Colleges and Universities Association, the SC Chamber of Commerce, and the Columbia (SC) Chamber of Commerce. He’s a member of the Nashville City Club and the Nashville Kiwanis Club.

Ben splits time between his homes in Nashville, TN, and Columbia, SC, with his wife Kim, their two wonderful daughters Anna & Kate, and their dog Sophie. He loves traveling, spending time with friends and family, and helping his clients win.

Learn More:

Recent news and interviews:

Investment Advisory Services offered by James Jurica CFP® CLU® CHFC® RICP® through Wealth Watch Advisors, an SEC Registered Investment Advisor. Wealth Watch Advisors has no affiliation with the website represented. Wealth Watch Advisors is not responsible for their views and opinions and makes no representations or warranties about the accuracy, reliability, completeness, or timeliness of the content, and does not recommend or endorse any specific information herein. NJM Wealth Preservation Strategies is not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed as written or recorded are subject to change at any time without notice and are not intended to be used as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.
This information is designed to provide general information on the subjects covered. Pursuant to IRS Circular 230, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that NJM Wealth Preservation Strategies and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney for any legal or tax advice.
Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any comments regarding safe and secure investments, and guaranteed income streams refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Wealth Watch Advisors.

Company Name: Marketing Huddle, LLC
Contact Person: Mike Saunders, MBA
Phone: 7202323112
Country: United States