Jason Evans, Mortgage Loan Officer with M2 Lending Solutions, Interviewed on the Colorado Real Estate Leaders Podcast

Published on September 29, 2022

Jason discusses tips on how to get pre-approved vs. pre-qualified for a mortgage.

Listen to the interview on the Business Innovators Radio Network:


The first step when buying a home is to determine a budget, and then it’s time to start shopping for a home loan. There is a difference between getting “pre-approved” and “pre-qualified” for a mortgage.

Pre-approval means that a lender has looked at a credit report and financial information and decided how much money they are willing to lend. This is based on their internal guidelines, which may differ from one lender to another.

Pre-qualified means that a home buyer has provided the lender with basic information about their finances, giving them a rough idea of how much money they are willing to lend. This is not a guarantee of financing, and the buyer will still need to go through the entire application process to get final approval.

Getting pre-approved for a mortgage is the best way to know how much money someone can borrow. It gives buyers a concrete number they can use when shopping for homes. It also shows sellers that they’re serious about buying a home and have the finances to do so.

If a buyer is not quite ready to get pre-approved, they can start by getting pre-qualified for a mortgage. This will give them an idea of what kinds of loans and interest rates they may qualify for. Once they’re ready to move forward, they can get pre-approved for a specific loan.

Evans said: “M2 Lending Solutions is a full-service independent Denver mortgage lender and home loan company serving only Colorado. We work with first-time home buyers, investors, commercial developers, and everyone in between to match you with the mortgage product that is right for you. If you’re buying property, we’ll find the mortgage product that suits your financial goals. Successfully financing your home doesn’t have to be a hassle. We’d love to show you how we make the process simple, transparent, and extremely satisfying.”


About Jason Evans

 If you don’t find him on the hiking trails or downtown at Coors Field catching a ball game, he’s probably honing his skills in the kitchen with recipes made famous by Gordon Ramsay.

Since graduating from CU Denver, he’s grown to be a part of an elite mortgage team in the Colorado market. He stays up to date with the complexities of mortgage lending and helps his borrowers understand the big picture to help them achieve their goals. He is a strong believer that by putting the homeowners’ best interest at heart, he can be a vital resource for homeowners and realtors alike.

 Learn More: https://m2lending.com

OR schedule to speak with Jason directly at https://qrcodes.pro/INWKtz

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