After two decades of working in the mortgage industry as a broker and owner of T. Dimmick and Associates, Mr. Dimmick changed course and established a new career as a Realtor with RE/MAX Reliance, located on Harleysville Pike in Souderton, PA. Over the last several years, Tim’s passion for getting clients into their dream homes has been made possible by his extensive knowledge of both home financing and how the home buying process works, he has made a career for himself by focusing on helping First Time Homebuyers to purchase homes with little or no money down.
Tim has an extensive following on his facebook page, PA No Money Down Homes, and is now offering an informative video series to help potential clients understand the different aspects of the home buying experience. Each week a new video will be featured on his page discussing a different home buying topic from the importance of getting pre-approved to understanding specific financing programs to structuring an offer to understanding the Agreement of Sale.
In the debut episode of his No Money Down video series, “Buying a Home Starts With a Mortgage Per-approval”, Tim has Michael Drew from Supreme Lending as a guest on the episode to share his expertise on the subject. In this episode, the men discuss the difference between pre-qualifications and pre-approvals, the various factors that are taken into consideration for gaining a pre-approval, and factors that affect credit scores and how this will in turn affect pre-approval.
Episodes Two and Three of the No Money Down series feature Tim with guest, James Hope, Branch Manager and Sr. Mortgage Consultant with Finance of America Mortgage, discussing “Buying a Home with No Money Down Utilizing USDA” This two part presentation introduces future buyers to one of the “primary mortgage products available that actually makes buying a home with no money down possible.”
Future episodes of the video series will discuss searching for the right home, making the right offer, different types of loans, home inspections and the importance of credit. These episodes will available to be viewed on YouTube as well as his website and other social media sites.
With a five star reviews on both his facebook page and website, past and present clients rave about Tim’s knowledge and attention to detail. His reputation for putting the client first has earned him over 1700 followers and the recommendation of those he has represented. The addition of his video series is sure to be informative and help the first time home buyer learn of the programs that are available to purchase a home with no money down possible.
Prospective buyers should contact Tim to discuss home buying possibilities so that home values or interest rate increases do not price them out of the market while waiting to save for a down payment. His facebook page “Pa No Money Down Homes” is updated daily with area homes currently on the market and eligible for No Money Down financing as well tips and tricks to make the home buying experience an easy and pleasant one.